Corporate Rating

A comprehensive company analysis from risk viewpoints leads to evaluation of economic stability through a rating notation. Significant criteria are determined through a management interview in an on-the-spot audit lasting several days in the company concerned. The influencing factors in an evaluation procedure can be divided into two segments:

Quantitative analyses involve numbers on the asset and revenue and financial situation, which as a rule are determined for the company on the basis of three annual financial statements and qualitatively evaluated.

The qualitative criteria shed light on external factors such as the branch of industry, market position and regulatory framework conditions as well as internal criteria to do with strategy, management, employees, processes, planning, controlling and financial policy. Their characteristics in the company are determined by means of a structured catalogue of questions on eleven criteria.